Peachtree Financial Solutions

Agent/Broker Tools

Life Settlements have now gained acceptance in both the financial and insurance communities, as well as the legal and accounting fields. Your life settlement clients are seeking alternatives to maximize their underutilized assets. Many transactions actually bring 500% of the cash value or more.  You, as the fiduciary, owe it to your client to explore all alternatives, rather than allowing the coverage to lapse or surrendering the policy for the cash surrender value. Now you have a third choice: the sale of the policy into the secondary market to the highest bidder.

How To Proceed

After a complete financial review, determine if your client has the correct life insurance coverage to fit their current financial situation. A life settlement transaction may make perfect sense if your client has coverage they no longer wish to, or cannot maintain.

If you determine a life settlement may work for one of your clients, take a moment to fill out our discrete analysis form to see if your client possibly qualifies for this type of transaction.

Individual and Family Applications

  • Fund a new life insurance product that better suits your client’s needs
  • Purchase long term care insurance
  • Generate funds for charitable giving
  • Turn an expensive asset into liquid funds
  • Gift to a family member
  • Retire other debt
  • Generate liquidity to invest elsewhere
  • Purchase a joint survivorship policy

Business Applications

  • Eliminate company debt
  • Buy/Sell agreement no longer needed
  • Fulfill liquidity needs
  • Key-man insurance no longer needed

Charitable Applications

  • Find new funding for capital needs
  • Reallocate unproductive endowments funds to better performing investment vehicles
  • Develop stronger relationships with donors through more creative planned giving programs

Click here for a free life settlement analysis or call one of our trained specialists at 1-866-730-4411 to discover more about life settlement opportunities.